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The UK has a various laws that govern the insurances we have. For example, you have to have taken out a car insurance policy to be able to drive your car on the road and if you own your home then you have to have buildings insurance if your mortgage company insists. However, you do not have to have life insurance at all. It is completely optional. When placed alongside the price of other insurances, life insurance is actually fairly cheap so it is a possibility that you should look into straight away.
Life insurance is consumer friendly because the product is designed to help people. The key is finding a policy that provides value for money and comprehensive cover all rolled into one. Life insurance policies can be obtained from a number of providers so you may want to obtain a number of quotes before settling for one policy. Protect your best interests now and in the future!